TERMS AND CONDITIONS IMPORTANT!

YOUR ACCESS TO THIS WEBSITE IS SUBJECT TO LEGALLY BINDING TERMS AND CONDITIONS. CAREFULLY READ ALL THE FOLLOWING TERMS AND CONDITIONS BEFORE PROCEEDING, ACCESSING THIS WEBSITE, BY CLICKING THE “LOG IN” BUTTON ABOVE, IS THE EQUIVALENT OF YOUR SIGNATURE AND INDICATES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS AND THAT YOU INTEND TO BE LEGALLY BOUND BY THEM. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT CLICK ON THE “LOG IN” BUTTON ABOVE.

This is an agreement between you ("You") and Information Brokerage Ltd. ("IBL"). The effective date of this Agreement is when you accept this Agreement in accordance with the procedure set out above.

1.Ownership And Copyright.

You acknowledge that any and all information, contents, reports, data, databases, graphics, interfaces, web pages, text, files, software, product names, company names, trade-marks, logos and trade names contained on this web site (collectively the “Content”) including the manner in which the Content is presented or appears and all information relating thereto, are the property of their respective owners as indicated, IBL or its licensors, as the case may be.

2.Permitted Use.

IBL hereby grants to You a personal, non-transferable and non-exclusive license to access, read and where appropriate download the content.

3.Restrictions on Use.

You agree that You will not:

4.Limitations on Liability and Disclaimers.

The use of this web site and the Content is at Your own risk and IBL assumes no liability or responsibility pertaining to the Content, Your use of the website or the receipt, storage, transmission or other use of the Content.

IBL does not assume responsibility for the accuracy or appropriateness of the information, data, opinions, advice or statements contained at such sites, and when You access such sites, You are doing so at Your own risk.

You are solely responsible for the retrieval and use of the Content. You should apply Your own judgment in making any use of any Content, including, without limitation, the use of the information as the basis for any conclusions.

Except as expressly provided in this Agreement, this web site and all content, products, services and software on this website are made available through this website are provided “as is” without any representations, warranties, guarantees, or conditions, of any kind, whether express or implied, statutory or otherwise, including but not limited to, warranties as to interrupted or error free operation, availability, accuracy, completeness, currentness, reliability, timeliness, legality, suitability, privacy, security, merchantability, quality, title, non-infringement or fitness for a particular purpose, or those arising out of a course of dealing or usage of trade.

In no event will IBL, its affiliates, agents, licensors, suppliers, or their respective directors or employees, be liable for damages or losses resulting from: viruses, data corruption, failed messages, transmission errors or problems; telecommunications service providers’ links to third-party web sites; the internet backbone; personal injury; third-party content, products or services; damages or losses caused by You, or Your respective employees, agents, or subcontractors; loss of use or lack of availability of facilities including computer resources, routers, and stored data; the use or inability to use this website or the Content; any other web site accessed to or from this website; or events beyond the reasonable control of IBL.

IBL assumes no obligation to update the Content on this site. The Content on this site may be changed without notice to You.

5.Termination.

This Agreement is effective until terminated by IBL. IBL may terminate this agreement without notice.

The disclaimers, limitations on liability, ownership, termination, and the indemnity provisions of this Agreement shall survive the termination or expiry of this Agreement.

6.Indemnity.

You agree at all times to indemnify, defend and hold harmless IBL, its agents, suppliers, affiliates and their respective directors and employees against all actions, proceedings, costs, claims, damages, liabilities and expenses whatsoever (including legal and other fees and disbursements) sustained, incurred or paid by IBL directly or indirectly in respect of:

7.Governing Law.

This Agreement will be governed by the laws of the Province of Newfoundland and Labrador and the federal laws of Canada and shall be treated in all respects as a Newfoundland and Labrador contract, without reference to the principles of conflicts of law.

8.Entire Agreement.

These terms and conditions and all legal notices on this web site constitute the entire agreement between You and IBL with respect to the use of this web site and the Content.